THE OVER 50s INSURANCE SPECIALISTS

While you’re busy ticking off items on your bucket list, don’t forget to protect what matters most. Explore our range of quality, cost-effective insurance options today.

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4.7/5 from 2,150 reviews

Why New Zealand Seniors

Seniors deserve insurance cover that delivers real value – providing ultimate control and peace of mind. Discover more about New Zealand Seniors.

Peace of mind

Your policy is insured by Pinnacle Life, who have been insuring New Zealanders for over 20 years.

Reliable & knowledgeable

Specialised in insurance for the over 50s.

Simple solutions

Financial protection that’s simple to use and understand.

We care

Helping protect your loved ones with quality products and service.

Our products

Seniors Life Insurance

Take care of what matters most with up to $100,000 in cover for a designated policy term of up to 20 years, protecting you and your loved ones during an already difficult time. Whether it’s your health, your loving whānau, or a lifetime of financial planning, Seniors Term Life Insurance helps you protect the things you’ve worked hard for.

It’s easy to apply – just answer eight questions about your health and choose the amount of cover that works for you and your loved ones. New Zealand Residents aged 45-79 can apply with no medical or blood tests required. Read more

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Seniors Funeral Insurance

You could reach the last page of your life’s story when you least expect it, so it pays to plan ahead. Taking out Seniors Funeral Insurance is a positive step you can take to protect your family during an already difficult time.

Receive a lump sum pay out of up to $30,000 to help your loved ones throw the perfect funeral or tangi and cover other final expenses when the time comes. New Zealand Residents aged 18-79 are guaranteed acceptance with no medical or blood tests required to apply. Read more

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Award-winning Insurance

Insurance designed for older Kiwis

We believe insurance should meet your needs, not someone else’s. That’s why we focus on providing the best possible cover for Kiwis over 50.

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Frequently asked questions

Who is New Zealand Seniors?

New Zealand Seniors is an insurance brand that offers cost-effective policies that are designed especially for New Zealanders over 50. Our trusted products are simple to use and understand, helping older Kiwis protect what’s most important to them. Whether you suffer a terminal illness, unexpectedly pass away or want to cover your funeral expenses, New Zealand Seniors is the award-winning name you can trust to help you and your loved ones though life’s most difficult moments.

What products does New Zealand Seniors offer?

Our goal is to provide quality products that deliver real value for you and your loved ones. Currently, we offer Seniors Life Insurance and Seniors Funeral Insurance.

Why choose New Zealand Seniors?

We offer life insurance and funeral insurance so you and your loved ones can focus on spending time together in this later stage of life. Our products have flexible options that give you control, with benefits that you can tailor to your specific needs. Talk to one of our friendly team members today to find out what else we can do to help you protect your family’s financial future.

Who can I speak to if I have a question about my policy?

The New Zealand Seniors team are happy to help answer any questions you may have, give us a call on 0800 493 010 during our operating hours. Alternatively, you can read our Life Insurance Frequently Asked Questions or Funeral Insurance Frequently Asked Questions.

How do I make a claim?

Making a claim with New Zealand Seniors is easy. Just give us a call on 0800 400 190 and we’ll send you the correct claim form. You’ll then need to collect the required documents and fill out the claim form, then either email them to claims@nzseniors.co.nz or post them to the following address:

New Zealand Seniors
DX Box EP71505
Penrose, Auckland

Where can I get a copy of the Policy Documents?

You should always read the relevant Policy Document before making a decision on insurance, as this contains all the details you need to know about the policy terms, what you will be covered for, and exclusions.