With Seniors Term Life Insurance you can get cover all the way up to age 79, and tick that off your list. Then rest easy, knowing your family’s financial future is protected.
from 242 reviews
Powered by 
At New Zealand Seniors, we believe everyone deserves the peace of mind that comes with knowing their family’s finances are protected. With Seniors Term Life Insurance, you can rest easy knowing your family and the things you’ve worked so hard for are being looked after!
You or your loved ones can use the money for whatever you may need, such as medical or living expenses, paying off a mortgage, or sudden funeral costs.
So, if you want the peace of mind that comes with knowing your family’s financial future is protected, why not get started today?
Choose how much you or your family will receive if you pass away or become terminally ill. You can set a benefit amount from $10,000 up to $100,000.
Simply answer eight questions about your medical history over the phone. Once approved, you can get covered in minutes.
Once your policy is set up, you’ll be covered straight away for death by any cause, and for terminal illness1 (excluding suicide for the first 13 months).
When your family makes a claim, we’ll give them 20% of the benefit amount in advance, so they won’t have to worry about the cost of your funeral or other immediate expenses.
Your family’s benefit amount will be tripled if you pass away from an accident, helping with any last-minute expenses they might face.
If you or your family need to make a claim, we’ll assign you a dedicated claims specialist to look after everything. No need to explain things to multiple people.
Unlike some life insurance policies, your annual premium increase won’t be based on your age which will help with budgeting later in life. Plus, we offer lower starting premiums for non-smokers.
We know that the older you get, the more you have to protect. That’s why our cover is designed for people aged 45 to 79, protecting you and your family for the next 20 years or until you turn 85 – whichever comes first.
We believe insurance should meet your needs, not someone else’s. That’s why we focus on providing the best possible cover for Kiwis over 50.
Life insurance is a lump-sum payment that you or your family receive if you pass away or become terminally ill. It’s one way to help protect the financial future of your loved ones after you’re gone.
As we get older, our insurance needs change. That’s why it’s important to know the different types of life insurance policies that are available and which one works best for you and your specific situation.
Term life insurance is different to traditional (all of) life insurance. Find out more about the differences and how term life insurance can help at your life stage.
Life insurance pays out a lump-sum benefit to your family when you pass away or become terminally ill. This process typically starts with getting approved by an insurer and choosing your benefit amount.
Here is a brief overview of what you might consider when choosing your benefit amount depending on where you are in life’s journey.
Seniors deserve insurance cover that delivers real value – providing ultimate control and peace of mind. Discover more about New Zealand Seniors.
Your policy is insured by Pinnacle Life, who have been insuring New Zealanders for over 20 years.
Specialised in insurance for the over 50s.
Financial protection that’s simple to use and understand.
Helping protect your loved ones with quality products and service.
It’s easy to apply for Seniors Term Life Insurance. Just answer eight questions about your health, tell us how much you want to be covered for, and we’ll do the rest. You can request a quote now, or have us call you.
Life insurance provides financial assistance to help take care of your family in the event of you passing away. This could include paying medical expenses, funeral costs, paying off any outstanding debts or loans, relocating or downsizing your home, or whatever else you believe is best for you and your loved ones.
Life insurance can also provide financial support if you’re diagnosed with a terminal illness (usually defined as being given 12 or 24 months or less to live depending on the policy), allowing you to focus on spending time with loved ones rather than worrying about paying your bills. Learn more about the benefits of life insurance.
You typically won’t be denied life insurance if you are a smoker, but it could increase the cost of your cover.
Yes, you can apply for a single policy that covers your own life or a joint plan that includes your spouse, partner or de facto. Learn more about Life Insurance.
Each policy will differ depending on individual circumstances and the cover selected, so there’s no set price for life insurance. Premiums are usually based on factors such as: your age, whether you’re a smoker, current health and medical history, the level of cover you choose and the duration of cover. When applying, it’s important that you answer all questions accurately and truthfully as this will affect your cover and eligibility when making a claim. Learn more about how much life insurance you need.
from 242 reviews
Powered by
3 Dec 2024
Brain training techniques might help you to keep your memory and retention sharp. We asked expert Brownwen...
Read more about Master your mind with effective brain training techniques
Better Living
12 Nov 2024
Need to reduce your hours at work, but not sure how to start the conversation? Here’s how to talk to your...
Read more about How to approach your boss about reducing your hours
12 Nov 2024
Funeral insurance and term life insurance do have some things in common, but they are different in a number...
Read more about The difference between funeral insurance & term life insurance
2 Oct 2024
Looking to leave a legacy for loved ones, but don’t feel like you have enough to include in a will? Life...
Read more about How life insurance can become part of your legacy
Family
18 Sep 2024
Online dating scams and catfish are costing Kiwis millions of dollars. Here’s what they are, how to spot...
Read more about Online dating scams: What is a ‘catfish’ and how to spot them
Better Living
6 Sep 2024
Looking to reach your career goals later in life? These four practical networking tips are here to grow your...
Read more about Building professional connections later in life
Community1. Terminal illness with diagnosis of 12 months or less to live.
To find out more about New Zealand Seniors,
speak to one of our friendly insurance specialists now